10 December 2008 - by davidguide
If you have bad credit you may think you won’t be able to get a guaranteed personal loan. However, you’d be wrong. The key to getting a cash advance loan is to forget about your credit history and concentrate on giving the lender the answers they want.
First off, bad credit won’t ever prevent you from getting a bad credit personal loan or payday loan. That’s because online lenders don’t care about your credit score; yes, that’s right! When you complete an online application form the lender will not perform a credit check.
What the lender cares about is whether you are who you say you are and whether you will pay back the loan. Read the rest…
9 December 2008 - by davidguide
If you are in the market for an unsecured loan, there are many options available to you. Most of the best unsecured loans that are written nowadays come from online lenders who work steadfastly to get you the lowest interest rate with convenient terms you can manage easily with your current income.
Online lending is at an historic all-time high. More and more folks have begun to understand the benefits of doing business online. It is convenient, secure, and best of all – you can borrow the money you need in your unsecured loan from the comfort of your very own home without the hassle of driving to the bank and worst of all, paying high interest rates. Read the rest…
5 December 2008 - by davidguide
Cutting even a half a point off of a commercial loan’s interest rate can save a business thousands – even millions – of dollars over the life of a loan.
It is possible to look to obtain a lower one for your business loan, whether the loan is existing or new.
Strategy #1
A good interest rate negotiation strategy is to obtain multiple quotes for your specific business loan request from at least two other lending institutions. This can create a “bidding war” provided your financials and company background are both sound. Read the rest…
